Www.FarmersFinanceCard.co.nz is the official website of the Farmers Finance Card, which is especially made for the farmers. It provides host of human rights, discounts and rewards. You can use this card at over 8000 other retail outlets all over the country to purchase anything for your family and home. It also allows you many easy repayment alternatives.

Screenshot of the official website of the Farmers Finance Card:

If you want to apply for the Farmers Finance Card, then you have to enter your application details like name, address, personal, employment and financial details, etc. After registration, the company will investigate your details and contact you within one business day, for further information. Within 5 business days of approval, successful candidate will receive the card. They also provide you online services like customer logon, online registration, etc. For login purpose, you have to enter your user ID and password, then click on ‘Submit’ button. If you have forgotten your Logon ID or Password, then click on ‘Forgot your Logon ID or Password?’ link.

Note: The service will be unavailable on Sunday evenings from 7pm - 11:30pm, during scheduled maintenance.  

Process of interest calculated on your Farmers Finance Card:

The interest of the Farmers Finance Card will be calculated on average daily balance every month and calculate any interest owing on that balance. This interest will be added in your account and it will be also shown in your monthly statement. The interest is calculated by adding up the amount owing on your account each day and dividing by the number of days in the month. 55 days interest-free credit is also provided by Your Farmers Finance Card. You would not be charged any interest, if you pay off your account balance before the due date of each month. If your average daily balance was $150, then they would calculate your interest as follows:

• $150 x 23.95% = $35.93 = Annual interest on your average daily balance
• $35.93 / 365 = $0.10 = Daily interest on your average daily balance.
• $0.10 x Number of days (e.g. 31) = $2.99* = Monthly interest charged to your account. (* Subject to rounding)

Other benefits like up to 55 days interest free, zero account fees, and over 4500 different retailers to choose from are provided by your card. You can enjoy shopping (including petrol and groceries) with your family everyday and get rewards like:

• Earn extra points with special promotions and bonus points offer
• Redeeming is simple, either online or via their contact centre
• There is no minimum spend threshold, you will get points for every dollar
• When you have collected 2,500 points, you can start redeeming them for vouchers from Farmers or any of their selected rewards partner
• You pay a six monthly membership fee of just $15 per account
• You get one point for every $1 you spend on your Card

Through online service of yourcard, you can view your payments made, next payments due, your current balances, available credit (what you can spend), a summary of all your credit plans, a transaction history by date range, current contact details, etc. You can inform them about credit card lost/stolen, make a request about the change of your credit limit, submit a change to your contact details (address, phone, etc), change your password, send any inquiries or feedback you may have about your accounts, other products and services, on there official website. You can also access YourCard, Hire Purchase and Fixed Installment accounts online.

Until YourCard Company have completed their term or are closed, your account will be active. You can see transactions of past two years. Online payments and transfers option are not available right now, but other options like Direct Debit, Automatic Payment, and Farmers Finance Card / Farmers Fixed Installment accounts can also be paid at Farmers Stores. You can also download Direct Debit and Automatic Payment forms from the Farmers Finance Website. At most banks, payments can also be made through online/telephone banking.

Farmers Financial Card also provides Email Club in which you will get notification of exclusive Farmers Finance Card special offers, competitions, and promotions, etc. If you want to join this club, then you have to enter your card number, date of birth, email address and press ‘Join Now’ option. You can also update your email address, by click on ‘update’ option.

Source: www.FarmersFinanceCard.co.nz